25 De Diciembre Group
Bertha indicates that this is the third cycle she’s been part of in Pro Mujer having joined thanks to an invitation from a girlfriend. She currently has a business making traditional folk outfits (“trajes de caporal”) that she learned how to do from her family.
The loan she’ll take out is to increase working capital purchasing sequins and pearls at the border between Bolivia and Perú and then use them in production. She will sell in her sales point with help from her family. This way of working allows her to generate income to support her family in every way possible because she’s in a common law relationship and has two children.
When asked what she likes about Pro Mujer, she answers that she likes the health training, the loans and the meetings.
La señora Bertha, indica que es el tercer ciclo que integra Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio elaboración de trajes folklóricos (trajes de caporal), mismo que aprendió de su familia.
El crédito que ahora sacará es para el aumento de capital (compra de lentejuelas y perlas), mismos que comprará de la frontera Bolivia Perú y posteriormente a la elaboración lo comercializará en su espacio de venta con la ayuda de su familia. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación de salud y crédito y las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid