Update on Pedro MiguelPedro is a 44-year-old man. He is separated and has one dependent child in his care. He lives with his son in his parents' home. Pedro tells us that the quality of life in his community is one of subsistence. Most of the residents are self-employed people who work in commerce, agriculture and livestock raising. Pedro lives in the small village of Malingas, in Tambogrande district, in Piura department. His home lacks basic services. He tells us that approximately 80 families live in these conditions in his village.
Pedro's business activity is making and selling bricks. He carries out this business on a plot of land near his home. He also raises, fattens and sells livestock such as farmyard birds, pigs and goats. He raises these animals in pens outside his parents' home. He has his parents' support. He tells us that he sells his animals either in the local market or to people who buy animals wholesale. We should mention that Pedro has 10 years experience which has allowed him to build up a customer base for his businesses. In addition, during the mango harvest season (the months of December, January, February and March each year) Pedro works as a security guard in a factory.
Pedro is currently requesting a new loan for 3,000 soles to buy fields from which he will get firewood that he needs for making his bricks. This is a very profitable business in his area. Over time, it will allow him to improve his family's standard of living.
La actividad comercial a la que se dedica Pedro es a fabricar y vender ladrillos, realiza estas actividades en un terreno cerca de su domicilio. Así mismo también se dedica a la crianza, engorde y venta de animales menores como: aves de corral, ganado porcinos, caprinos, la crianza de estos animales la realiza en corrales externos de sus padres y también cuenta con el apoyo de ellos; sin embargo se menciona que la comercialización de estos la realiza ya sea en el mercado local y/o ha compradores mayoristas de animales; cabe destacar que en esta actividad de Pedro cuenta con 10 años de experiencia, lo que le ha permitido mantener su clientela ya establecida en este tipo de negocio. Adicionalmente en campaña de cosecha de mango (meses de Diciembre, enero, febrero y marzo de cada año) Pedro trabaja como personal de seguridad en una fábrica.
Actualmente Pedro esta solicitando un nuevo préstamo por un monto de S/. 3,000 nuevos soles que será para la compra de potreros, de donde saca leña para fabricar sus ladrillos, esto debido a que es una actividad muy rentable en la zona; lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.
Previous Loan DetailsPedro, aged 43, is single and the father of a son. He lives with his parents in his own house in the district of Tambogrande, a rural area in the province of Piura, located in the region of the same name, over 4 hours from the city of Chiclayo, the capital of the region of Lambayeque. They lack… More from Pedro Miguel's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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