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Yosimara is one of Esperanza Internacional's entrepreneurs. She is a married woman with a child. They live together with her husband in a simple home structure. She is working hard to change her home structure, and with her husband, they decided to take a loan with Esperanza to continue improving their house.

Yosimara has been taking loans with Esperanza Internacional since she started her business with her first loan with Esperanza Internacional almost six years ago. She is receiving her 11th loan and this one is to build a bathroom. She will add a room in her house where she will build the bathroom. Now it is in her backyard, a little far away.

She is one of the members in the group called Paz y Fe (Peace and Faith) located in one of the rural villages in the city of Samana. With this loan she will buy concrete blocks, cement, a toilet, a sink and other building materials. Esperanza Internacional runs a program for their good clients who are reliable in paying back their loans, who have fulfilled the commitment to grow their business and who have shown fidelity in their groups. This allows them to take out a loan to improve the structure of their houses at the same time as running their businesses and attending their group meetings. Yosimara thanks all of you for your support!

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $7,912,075
    Funds lent in using Kiva
  • 38.8
    Dominican Republic Pesos (DOP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,150 helped Yosimara to buy building materials to build a bathroom.
99% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 28, 2012
May 3, 2012
Currency Exchange Loss:
Mar 17, 2014