Raquel is 34 years old, and is the mother of an 8-year-old son. She is a teacher, and her husband is a merchant, and they both work to provide for their family and household. She is grateful to Afodenic, as it has allowed her to repair and improve her house. In her first loan cycle she intends to purchase: zinc sheets, metal beams, cement, iron and other construction materials for completing the building plan for walls and roofing of her home.
These improvements will also improve her home’s security, and in winter, will hopefully stop her roof from leaking, as well as decrease the humidity inside the house. Her priority is to provide a safe and comfortable home for her son, and to give him a better quality of life. Her future projects include continuing construction on her home.
Raquel de 34 años de edad tiene como profesion el ser docente, madre de un un pequeño de apenas de ocho años de edad. Su esposo quien es comerciante colabora junto a ella para cubrir gastos basicos del hogar. Expresa sentirse muy contenta en donde Afodenic ha sido una puerta al cambio e infraestructura de su vivienda. Con este su primer ciclo de credito se propone comprar: laminas de zinc, perlines, cemento, golosos, hierro, entre otros materiales de construccion y asi de esta forma llevar a cabo el plan de la construccion de paredes y entechado del hogar, misma infraestructura que reforzara la seguridad de su hogar y que en el invierno inmediato no tendrá problemas de goteras, ni humedad en su casa, ya que su prioridad es brindarle proteccion adecuada a su pequeño y mejor nivel de vida. Sus proyectos a futuro es seguir construyendo su vivienda.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.