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Alberto Carlos
Alberto Carlos is 20 years old, single, and does not have children. He lives with his parents in Montalvo, Provincia de los Ríos.

Alberto Carlos works in agriculture, planting bananas for export. He is requesting the loan to buy insecticides, fertilizers, and boxes for packing the bananas.

With the help of the loan, he will buy what he needs without any difficulty. He will make his purchases in Montalvo. His dream is to have a truck.

The challenge that he faces are the roads that are in bad condition.

In his free time he likes to rest.
View original language description ↓
ALBERTO CARLOS tiene 20 años de edad es soltero no tiene hijos, vive con losm padres en Montalvo Provincia de los Ríos.

Alberto Carlos se dedica a la agricultura a la siembra de babano para exportar. Solicita el crédito para comprar insecticidas, abonos, cajas para empacar el banano.

Con la ayuda del crédito podrá comprar lo necesario sin ninguna dificultad. Las Compras lo hará Montalvo. El sueño es poder tener un camión.

Los desafíos a los que se enfrenta son las vías en mal estado.
En el tiempo libre le gusra descansar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Alberto Carlos to buy insecticides, fertilizers, and boxes for packing bananas.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 16, 2012
May 6, 2012
Currency Exchange Loss:
Jun 5, 2012