Update on Rosa IndianaRosa is a 22 year old woman with a domestic partner and one daughter for whom she is the caregiver. She lives with her partner and her daughter in their own house. The quality of life in the community is that of basic subsistence. The majority of the inhabitants are independent workers who work in the selling and care of small animals and some also work in agriculture. Rosa lives in her own house in the farm area Chica Alta of the Tambogrande district in the department of Piura. She only has basic electricity. It is also worth mentioning that in this farm area approximately 120 families live under these conditions.
Rosa devotes herself to the commercial activity of selling primary necessity products such as: rice, sugar, vegetable stew, eggs, milk, oil, noodles, detergent, sweets, etc. She has a small store installed in her own house, where she attends to her loyal customers. She is also devoted to the raising, fattening, and selling of small animals such as: fowl, pig livestock, goats. These animals are raised in external corrals outside her house. However, she sells them in the local market and/or to wholesale animal buyers. It is worth mentioning that Rosa has 4 years of experience with this activity, which has allowed her to maintain an established clientele in both businesses. Her domestic partner arduously supports her in the activities he does, and there is a good family relationship between the two of them.
Currently, Rosa has proposed the expansion of her inventory in her commercial establishment (store) and the raising, fattening, and selling of small animals. The reason for this is that it is a very profitable activity in this area. Thus, she is asking for a new loan for a total of S/.1,500 nuevos soles, which will be used to invest in the purchase of merchandise (groceries) and 2 shelves for this business. Also she will buy nutritionally balanced food, vitamins, and vaccinations and better the corrals where her animals live. In time this will allow her to better her quality of life and that of her family.
La actividad comercial a la que se dedica Rosa es la venta de productos de primera necesidad como: arroz, azúcar, menestras, huevos, leche, aceite, fideos, detergentes, golosinas, etc., esta pequeña bodega la tiene instalada en su propio domicilio, donde atiende a sus clientes ya Fidelizados; así mismo también esta dedicada a la crianza, engorde y venta de animales menores como: aves de corral, ganado porcinos, caprinos, la crianza de estos animales la realiza en corrales externos a su domicilio; sin embargo se menciona que la comercialización de estos la realiza ya sea en el mercado local y/o ha compradores mayoristas de animales, cabe destacar que en esta actividad Rosa cuenta con 4 años de experiencia, lo que le ha permitido mantener su clientela ya establecida en ambos negocios. Su cónyuge lo apoya arduamente en sus actividades que realiza, existiendo una buena relación familiar entre ellos.
Actualmente Rosa se ha propuesto ampliar su inventario en lo referente a su establecimiento comercial (bodega) y a la crianza, engorde y venta de animales menores, esto debido a que es una actividad muy rentable en la zona; es por estas circunstancias que esta solicitando un nuevo préstamo por un monto de S/. 1,500 nuevos soles el cual estará destinado a la inversión de compra de mercadería (abarrotes) y 02 estantes para este negocio; y así mismo la compra de alimentos balanceados, vitaminas, vacunas y mejoramiento de corrales de sus animales; lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.
Previous Loan DetailsRosa is a 22 year old mother who lives with her husband and daughter in the village of Chica Alta, which is located in the District of Tambogrande. This farming district is situated in the province in Piura and more than four hours away from the city of Chiclayo, the capital of Lambayeque region... More from Rosa Indiana's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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