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Los Siervos De Jesus Group
In this Group: Maria, Lili Veronica, Alejandra, Marcelina Lourdes, Isabel Nixsa, Liboria
Sra. Alejandra is a 47-year-old single mother with two children. She has been with EDAPROSPO for seven years and has been selling cosmetics for more than 15 years. Alejandra came up with this idea for generating income so that she could cover her expenses. Six years ago, she also started a service of providing care for older adults. Through her efforts and her work, Alejandra has been able to increase her inventory of merchandise and improve her lifestyle. Her income currently covers expenses such as food, water, electricity, and telephone. Her plans for the future are to continue growing her business and to finish the construction of her home. She will use her loan to buy more beauty products since her sales have increased in recent months.


Alejandra is a member of the Communal Bank "Los Siervos de Jesús" (The Servants of Jesus), which was established seven years ago and consists of six members. She has served in the capacity as president for the past five years.

View original language description ↓
La Sra. Alejandra de 47 años de edad, es madre soltera y tiene 2 hijos. Tiene 7 años con Edaprospo y se dedica a la venta de cosméticos desde hace más de 15 años. Comenzó con la idea de poder obtener ingresos para solventar sus gastos. También se dedica al servicio de cuidado al adulto mayor desde hace 6 años. Con su esfuerzo y trabajo ha logrado incrementar su mercadería y mejorar su estilo de vida. Actualmente su ingreso lo destina a cubrir los gastos de alimentación, agua, luz y teléfono. Su plan para el futuro es seguir creciendo con su negocio y terminar de construir su casa. Ella usó el préstamo en la compra de más productos de belleza, ya que sus ventas se incrementaron en los últimos meses. Alejandra pertenece a la alcancía comunal “Los Siervos de Jesús”, el cual se formó hace 7 años y está conformado por 6 personas. Ella ocupa el cargo de presidenta desde hace 5 años.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $55,266,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Siervos De Jesus Group's $1,625 loan helped a member to buy beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2012
Listed
May 7, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012