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La Nueva Esperanza Group
In this Group: Natividad Emma, Cecilia Celedonia, Maria Soledad, Lida, Olga Lidia, Elga Zocorro, Estrella Argentina
Natividad Enma belongs to the “La Nueva Esperanza” (New Hope) communal bank which has seven members all neighbors living in the same area. Something that characterizes them is the effort they expend daily in order to get ahead and provide and improve their homes’ economies.

An example of this is Natividad Enma, 52, married and the mother of two children who are now adults. She sells clothes in small stand she was able to get through a girlfriend; she’s been engaged in this economic activity for more than 20 years now. It has given her much economic satisfactions throughout these long years examples of which are her children’s education and the purchase of furniture for her house. In her free time she enjoys designing and sewing pants and shirts. She will use the recent loan to buy fabric.
View original language description ↓
Natividad Enma, pertenece a la alcancía comunal La Nueva esperanza conformada por siete integrantes, los cuales son todos vecinos ya que viven en el mismo barrio. Algo que las caracteriza es el esfuerzo que realizan diariamente por salir adelante y dar un mejora económica a sus hogares, muestra de ello es la señora Natividad Enma de 52 años de edad casada y madre de dos hijos que ya son mayores de edad. Ella se dedica a la venta de ropa en un pequeño puesto que pudo conseguir por medio de una amiga, hace ya más de 20 años que se dedica a esta actividad económica, el cual le ha dado muchas satisfacciones económicas a lo largo de tantos año, una de ella es la educación de sus hijos y la implementación de mueble para su hogar. En su tiempo libre hace costura diseña y cose pantalones y polos. Con el reciente préstamo lo piensa invertir en la compra de telas .

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Nueva Esperanza Group's $2,625 loan helped a member to buy fabric.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 26, 2012
Listed
May 6, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012