Désiré is a member of the "Business" group. He lives in Bujumbura. He is single and 27 years old. He has one dependent friend.
Désiré has been selling clothing and ladies shoes for 9 years. This is his first loan from Turame. The Kiva-sponsored loan will increase his capital and he will buy more shoes for resale, so that he can earn more. In the years to come, he would like to buy his own plot of land and set up a home.
Désiré fait partie du groupe Business et habite à Bujumbura. C’est un célibataire de 27ans. Il a en charge son ami.
Il fait le commerce des habits et des chaussures dames, depuis 9 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter d’autres chaussures à revendre pour gagner plus.
Dans les prochaines années, il voudrait acheter sa propre parcelle et fonder un foyer.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.