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Sali was born in Garalo. She is 40 years old, married and the mother of five children. She lives in a polygamous household with her co-spouse, husband and children in Koutiala (which is in the Sikasso region).

For social reasons, Sali was unable to attend school, which is why she has been involved in various business schemes for several years. These include buying and selling cloth, shoes and other goods. Sali is much sought-after by her customers.

A few years ago, Sali decided to join the Soro Yiriwaso microfinance institution in order to increase the size of her business and satisfy her customers. Sali has taken out 2 solidarity loans (group loans), which were both reimbursed correctly. This is her third loan, which she is taking out as an individual. With this loan, she plans to build up her stock and buy ten dozen wallets, five dozen pairs of shoes and a pack of cooking utensils. She buys her stock at Cotonou and sells her products in Koutiala. Her customers include both men and women, who either pay cash or buy on credit. Sali hopes to make 150 000 FCFA monthly, which she will use to repay the loan, contribute to households expenses and fund her business.
View original language description ↓
Née à Garalo, Madame Sali est âgée de 40 ans, mariée et mère de 5 enfants. Elle vit dans une famille polygame avec sa coépouse, son mari et leurs enfants à Koutiala (Région de Sikasso).
Pour des raisons sociales, Sali n’a pas eu la chance d’étudier, ce qui justifie son intérêt pour les activités génératrices de revenus à savoir l’achat et vente de tissus, chaussures et autres depuis plusieurs ans. Sali est très bien sollicitée par ses clients.
Pour augmenter la taille de son activité et satisfaire sa clientèle, elle a décidé de rejoindre l’institution de microfinance Soro Yiriwaso il y a des années. Sali a pris 2 prêts solidaires (prêt de groupe) tous payés correctement et est à son troisième prêt individuel.
Avec ce nouveau prêt, elle compte acheter des stocks de marchandises constitués de dix douzaines de porte feuilles, cinq douzaines de chaussures et un colis d’ustensiles de cuisine. Elle s’approvisionne à Cotonou et effectue sa vente dans la ville de Koutiala à une clientèle composée de femmes et d’hommes, en détail, au comptant et à crédit.
Elle compte réaliser un bénéfice mensuel de 150.000FCFA, qu’elle utilisera pour le remboursement de son échéance, participer aux charges quotidiennes de sa famille et poursuivre son activité avec le reste.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 157
    View loans »
    Mali Loans Fundraising
  • $11,260,000
    Funds lent in using Kiva
  • 496.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Sali to buy various products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 1, 2012
Currency Exchange Loss:
May 17, 2013