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Djiguissèmè Group
In this Group: Mariama , Hawa , Alimata , Rokia , Kadiatou , Sitan , Djènèba , Dada , Kadia , Djènèba
Made up of women married and living for the most part in monogamous families, the 10 women of the Djiguissèmè group are on average 42 years old and have on average 4 children each. They all live in Zenguela village in the rural area of Sakoïba in the Ségou region (4th administrative region of Mali) and got to know one another through being neighbors, relatives and through marriage between their families. They sell locally-made whisks (a cooking utensil made of wood or metal, whose end is shaped like an arrow and which is used to stir sauces by rolling the tool between one's hands. The first woman standing on the right has two whisks in her hand.) as well as sieves, condiments (dried okra, packets if maggi boullion cubes), and grocery items (sugar, cigarettes and matches).

In order to increase their working capital, the members of this group joined Soro Yiriwaso and are on their first solidarity group loan cycle.

Madame Kadiatou (the woman seated in the middle in the photo) is a well-established sugar seller in Zenguela village. She plans to use her loan to buy 2 sacks of sugar wholesale in the large market in Ségou. She resells on a cash basis and also awards credit to her diverse clientele. With this loan, Madame Kadidiatou hopes to make a monthly profit of on average 25,000 CFA Francs, which will be reinvested in her business and savings.
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Composé de femmes mariées majoritairement dans des familles monogamiques, les dix femmes du groupe Djiguissèmè ont en moyenne 42 ans et 4 enfants. Elles habitent toutes le village de Zenguela dans la commune rurale de Sakoïba, région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de parenté et de mariage. Elles font le petit commerce d’agitateur local(un ustensile de cuisine en bois ou en métal, avec une extrémité en forme de flèche et qui permet de remuer les sauces en le faisant tourner en rond entre les mains. La première femme debout à droite a 2 agitateurs en bois en main. Elles vendent aussi de tamis, de condiments (gombo sec, tablettes de cube magie), des articles divers (sucre, cigarettes et boîte d’allumette).
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intègrent Soro Yiriwaso et sont à leur 1er cycle de prêt solidaire.
Madame, Kadiatou (femme assise au milieu sur la photo) est une grande vendeuse de sucre dans le village de Zenguela. Elle compte utiliser son prêt pour acheter 2 sacs de sucre dans le grand marché de Ségou en gros. La revente se fait au comptant et à crédit à une clientèle mixte. Avec ce prêt, Madame Kadiatou espère réaliser un bénéfice mensuel moyen de 25 000 FCFA qui sera utilisé pour être réinvesti dans l’activité et épargner.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 39
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 496.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD