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Elina is 34 years old and is married with five children between 8 and 17 years old. She sells cows and she has been in this business for eight years. She currently employs four people to help her, and her business is open from 6 a.m. to 6 p.m. all week except in the weekend.

Elina has requested a Kiva loan via Vision Finance Company in order to expand her cow-breeding business. With any profits, she will be able to save for her future, to reinvest in her business, and to pay school fees for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 70
    View loans »
    Rwanda Loans Fundraising
  • $11,805,225
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD