Munzi is a 40-year-old woman married to a casual labourer. She has eight children with ages ranging from 3 years to 19 years. She describes herself as aggressive, creative and organized. She farms and sells goats and bricks. She has been involved in this business for 13 years. Her business is located in a residential area and her primary customers are local residents. She describes her biggest business challenge as the high cost of transportation for delivering bricks to customers. She will use this 30,000 Kenyan shilling loan to buy goats and building bricks. Munzi's dream and business goal is to be selling goats and cows.