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Jamiykul is 57 years old and a widow, she has raised her son. In 2000, in search of a source income for her family, Jamiykul started her own business selling clothing, starting with a sum of 10,000 somoni (KGS). Thanks to her perseverance and hard work Jamiykul was able to grow her business to a monthly income of 6,000 somoni (KGS). Today her product assortment does not appear abundant and because of this Jamiykul has turned to Bai Tushum & Partners for a loan of 100,000 somoni (KGS) in order to expand her product assortment. Jamiykul plans to invest a portion of the income from the loan into the purchase of livestock as she has a shed for raising them and a portion into expanding her business.
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Жамыйкул 57 лет, вдова, воспитала сына. В 2000 году, в поисках источника дохода для своей семьи, Жамыйкул начала свой бизнес в торговле одеждой, стартовав с суммы 10,000 сом (KGS). Благодаря настойчивости и упорному труду, Жамыйкул сумела развить свой бизнес с ежемесячным доходом в 6,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Жамыйкул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение ассортимента товаров. Доходы от кредита Жамыйкул планирует частично вложить в покупку скота, так как имеет сарай для содержания , и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,150 helped Jamiykul to broaden her assortment of goods.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 13, 2012
Apr 27, 2012
Currency Exchange Loss:
May 27, 2012