Las Morenitas (Flat) Group
Update on Las Morenitas (Flat) GroupThe group is called “Las Morenitas” and it’s composed of four ladies each with her respective activity; they live in the Santa Cecilia neighborhood, the neighborhood of musicians.
Rebeca was interviewed. She’s 30 years old and is married to Adelaido; they have two children who are still their responsibility.
She requested the loan to buy Avon brand cosmetics; she’s been working at that for a year and six months and she comments that she does well there in that she’s earning income for her household.
She started this activity so that she could help her husband and he wouldn’t have to shoulder the entire obligation by himself so they decided together to work to provide what’s most necessary for their small family.
What Rebeca wants from this small activity is to manage to continue forward and in time to have another job that will give her good results.
The members of the group are: Virginia who will use the loan to buy ingredients to make tamales, Norma Alicia who will buy clothes and María Elizabeth who will buy ingredients to make tamales.
El grupo se llama las morenitas y se integra de cuatro señoras quien cada una se dedica a su respectiva actividad y vive en el barrio de santa Cecilia el barrio de los músicos.
Quine se le tomo la entre vista se llama rebeca quien tiene treinta años de edad y es casada con el señor Adelaido, con quien procreo dos hijos que a un están a su responsabilidad.
Ella solicito el préstamo para invertirlo en la compra de cosméticos de la marca Avon en donde lleva trabajando un año y seis meses en la que comenta que le va bien ay que con ello está obteniendo ingresos en su hogar.
Inicio con esta actividad ya que con ello podrá ayudar a su esposo y no solo se vea obligado a aportar solo el así que juntos decidieron trabajar para darle lo más necesario a su pequeña familia.
Lo que rebeca desea es que con esta pequeña actividad ella logre seguir adelante y con el tiempo también tener otro trabajo que le dé un buen resultado.
Quienes se integran en el grupo son: la señora Virginia invertir el préstamo en la compra de ingredientes para la elaboración de tamales, la señora Norma Alicia invertirá en la compra de ropas , la señora María Elizabeth invertirá en la compra de ingredientes para la elaboración de tamales.
Previous Loan DetailsThis group is named “Las Morenitas” because the members are dark-skinned women who reside in a small locality. The woman we interviewed is called Norma. She lives with Eli and they have 2 children who are still their responsibility. Norma is requesting a loan to invest in ingredients such as… More from Las Morenitas (Flat) Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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