Falta Marcar Quien No Esta En La Foto-Azucenas Group
Update on Falta Marcar Quien No Esta En La Foto-Azucenas GroupDemetria is a young woman of 37. She is married. Her husband Alfonso is a builder, and they live happily together with their four children, whom they support. Oswaldo is 14 years old and is in the second year of high school. Jorge Luis is 13 years old and is in the first year of high school. Yeymi is 9 and is in the third year of primary school, while Diego is 7 and in the first year of primary school.
Demetria is a hardworking woman, who wants to get ahead so she can make a better life for her sons. For this reason, she makes bread. She has only been doing this work for the last year, and she wants to use her loan to buy ingredients, such as flour, eggs, brown sugar, and refined sugar, which she needs for the products she makes twice a week on Mondays and Saturdays. She also needs to enlarge the oven in which she makes the bread and to enlarge her roof for the rainy season. These are her plans for the loan.
Demetria is a member of Azucenas Group, which consists of 10 women who are working to improve their lives. The others are Edilberta, Delfina, Alberta, Alejandrina, Demetria, Aureliana, Lorenza, Juvencia, Susana, and Birgina, who work selling bread, tamales, soft drinks, and shoes.
Demetria es una mujer trabajadora que es capaz de seguir adelante para tener una mejor vida para sus hijos, lo cual se dedica a la producción del pan, ella tienen apenas un año con su trabajo por lo que piensa invertir su préstamo en la compra de ingredientes como: Harina, Huevos, Piloncillo, azúcar entre otros que necesita para la elaboración de sus productos lo cual hace 2 veces a la semana los Lunes y sábados, también necesita hacer más grande su Horno donde se hacen los panes y su techo hacer más grande por la temporada de la lluvia en eso son sus planes para el préstamo.
Demetria forma parte del Grupo Azucenas que está integrado por 10 mujeres capaces de seguir trabajando por una mejor vida a continuación se mencionan: Edilberta, Delfina, Alberta, Alejandrina, Demetria, Aureliana, Lorenza, Juvencia, Susana, Birgina lo cual se dedican a la venta de: Pan, Tamales, Refrescos, Calzado
Previous Loan DetailsDemetria belongs to the Azucenas (Lilies) group. They chose this name because “azucena” is a very pretty flower, and the group is comprised of all women. That is the reason they selected this name. She is 36 years old, married, and has six children. Five of the children are dependent… More from Falta Marcar Quien No Esta En La Foto-Azucenas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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