Campo Verde Group
Update on Campo Verde GroupThe group called “Campo Verde,” or “Green Fields,” is composed of three women who live in the La Salida neighborhood, which is off of a road that goes to the town of Ocotepec.
The woman who is being interviewed is Antonia. She is divorced and has two married children. She has been making tostadas with crema [fried tortillas with toppings such as beans, chicken, lettuce, onion, and cilantro, with Mexican cream] for six years and six months, and she says that it has been going well since it has allowed her to earn income for her family. She decided to start this work to be able to support herself after becoming single. In order to support her children, she had to find work that would give her an income.
What she wants most from the loan and the business is to get ahead in life and continue supporting her children, who are married but continue to live at home with her.
The other members of the group are Rosaura and Amelia. Rosaura who will invest the loan in merchandise to stock her grocery store. Amelia will also invest in merchandise for her grocery store.
Quien se le tomo la entrevista se llama Antonia quien es divorciada y tuvo dos hijos quienes ya están casados.
Ella se dedica a la elaboración de tostadas con crema, en donde lleva trabajando seis años seis meses en al que cometa que el va bien ya que con ello ha logrado generar ingresos en su hogar.
Inicio con esta actividad para a poyarse ya que se quedo solo y para apoyar a su hijos tenía que dedicarse a algo que le deje ingresos.
Lo que más desea es que con el préstamo y su negocio logre seguir adelante y así seguir apoyando a sus hijos quienes están casados pero a un viven en la casa de ella.
Quienes integran en el grupo son: Rosaura quien invertirá el préstamo en la compra de mercancía para surtir su negocio de abarrotes y la señora Amelia invertirá en la compra de mercancía para su negocio de abarrotes.
Previous Loan DetailsMari Cleidy is married to Francisco Javier with whom he has a two month old son. She lives in a very pretty place where the celebrate the festival of the Virgen de Candelaria on February 2. She is a housewife and this is the first time that she has asked for a loan from the Foundation. It is… More from Campo Verde Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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