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Los Pinos Group
In this Group: Maria De Jesus , Flor De Luz Perez , Marina , Magdali
The communal bank is called "Los Pinos" and is comprised of four ladies who have their own businesses in the village of Coapilla, where the festivity of Our Lady of Candelaria is celebrated every February 2nd.

The person interviewed was Flor de Luz who is married to Gilberto, and they have three children, two of whom are still in their care. Another daughter lives independently.

She has requested a loan to buy supplies such as hair color, nail polish, glue for acrylic nails and other beauty salon items. She has been in business for 23 years and claims it is going well for her. She started the business when she was very young and her mother paid for her to take courses to learn to do a good job, which is what she has been doing.

Over time she would like to expand her salon so her daughter can work there too, since she is studying in the beauty field.

The members of the group are: María de Jesús, who will use her loan to buy and sell cosmetics; Marina, who will buy ingredients to make bread; and Magdali, who will buy ingredients to make tacos.
View original language description ↓

El grupo se llama los pinos y se integra de cuatro señoras quien cada una se dedica a su respectiva actividad y vive en un pueblo llamado coapilla en donde celebran la fiesta de la santísima virgen de candelaria el 2 de febrero.

Quien se le tomo la entrevista se llama Flor de Luz quien es casada con el señor Gilberto y con quien procreo tres hijos quienes dos están a su responsabilidad y una ya es independiente de si misma.

Solicito el préstamo para invertirlo en la compra de materiales como son: tintes, pinturas de unas, pegamentos para aplicar uñas acrílicas, entre otros para su estética en donde lleva trabajando veintitrés años un mes en la que comenta que le va bien.

Inicio con esta actividad desde muy joven en donde su mama le pago unos cursos para que su actividad sea un poco mejor y es así como ha estado trabajando.

Lo que desea es que con el tiempo ella logre tener una estética amplia en la que su hija pueda trabajar ya que también está aprendiendo lo que es belleza.

Las personas que integran en el grupo son:
La señora: María de Jesús: quien invertirá el préstamo en la compra y venta de cosmético, marina invertirá en la compra de ingredientes para la elaboración de panes y la señora Magdali invertirá en la compra de ingredientes para la elaboración de tacos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 95
    View loans »
    Mexico Loans Fundraising
  • $19,574,250
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Pinos Group's $1,675 loan helped a member to buy beauty salon supplies.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 3, 2012
May 6, 2012
Currency Exchange Loss:
Aug 31, 2012