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Huepalcalco Group
In this Group: Rogelia , Ricarda, Francisca, Carmela, Carmen, Brenda Lizbeth
This communal bank is called "Huepalcalco" and its members are: Rogelia, who plans to use her loan to buy whole-wheat bread, jam, and pork cheese; Ricarda, who will buy bedspreads, coverlets, and Avon perfumes and cosmetics; Francisca, who will buy avocados and peaches; Carmela, who wants to buy soap, sugar, eggs, soups, and canned goods; Carmen, who plans to buy cold meats, chili peppers, ham, mayonnaise and vegetables; and Brenda Lizbeth, who will to buy tomatoes, chili peppers, onions and fruit.

Carmen, 43, lives with her common-law husband and two daughters, one of whom works and the other is studying to be an engineer. She sells gifts, cakes, dairy products, yoghurt and gelatin. She has requested the loan to buy merchandise such as stuffed animals, dairy products, perfumes and toys. She started her business 20 years ago. Her husband works in a creamery and is paid in merchandise. The business is important because she enjoys treating her customers well and with kindness, and earn an income. She is pround to have her own business and be able to help the family economy. She uses her profits to buy food and reinvest in her business. The loan she is requesting will give her the opportunity to buy new gift merchandise for Mother's Day, followed by Teacher's Day and Children's Day. Her goal is to open a shop window to display her goods, and through much effort and God's help, see her daughter finish her degree. The members of the group want to express to Kiva and the Fundación Realidad: "Thanks for the loans that will help us meet our goals; and please continue granting the loans so we can grow our business and help our families".
View original language description ↓
Este grupo solidario se llama Huepalcalco, está conformado por la señora Rogelia va a comprar con su préstamo teleras, jamón, queso de puerco, la señora Ricarda va a comprar colchas, cobertores, perfumes y cosméticos de Avon, la señora Francisca va a comprar aguacate y durazno, la señora Carmela va a comprar jabón, azúcar, huevo, sopas, enlatados, la señora Carmen va a comprar carnes frías, chiles, jamón, mayonesa y verduras, la señora Brenda Lizbeth va a comprar jitomates, chiles, cebolla y frutas. La señora Carmen tiene 43 años de edad, ella vive en unión libre con su esposo, ella tiene 2 hijas una ya trabaja y la otra estudia para ingeniero. Ella vende regalos, tortas, lácteos, yogurt, gelatinas. Ella solicito su préstamo para comprar mercancía va a comprar peluches, lácteos, perfumes y juguetes, ella inicio su negocio hace 20 años, su esposo trabajaba en una cremería y le pagaban con mercancía, su negocio es importante porque le gusta atender a sus clientes bien, amablemente y le genera utilidad, ella se siente orgullosas de tener su propio negocio y ayudar en la economía de la familia, ella utiliza las ganancias para comprar los alimentos y para volver a invertir, ella está contenta con el préstamo que va a recibir le dan la oportunidad de comprar nueva mercancía para regalos ya se viene la temporada del día de la mama, el día del maestro el día del niño. Sus sueños y esperanza son abrir puerta para su local de regalos para que tenga mejor vista y gracias a Dios y con mucho esfuerzo su hija está por terminar su carrera. Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “gracias por sus préstamos nos ayudan a lograr nuestros sueños y que nos sigan ayudando con sus préstamos para crecer los negocios y las familias”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 60
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Huepalcalco Group's $2,675 loan helped a member to buy stuffed animals, dairy products, perfumes and toys.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 29, 2012
May 6, 2012
Currency Exchange Loss:
Aug 31, 2012