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Wicyererwa/sk Group
In this Group: Jean De Dieu, Agnes, Agnes, Jean Claude, Epaphorodite, Jean De Dieu, Bernadette, Jeremie, Agnes, Marie Jeanne
Jean Claude is a member of the Wicyererwa/ ZZ group. He is 24 years old and unmarried. He has completed 6 years of primary school. Jean Claude is a rice farmer. This is his second loan with ACB. He is going to use his loan to buy chemical fertilizer and to pay for labor. His business growth strategy is to modernize his agriculture by using modern techniques. In the coming years, Jean Claude would like to be professional with agriculture in general. With the profits, he plans to build a home.
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Jean Claude fait partie du groupe Wicyererwa/ZZ. Il a 24 ans, il est célibataire. Son niveau d’éducation est de 6 ans de primaire.

Jean Claude est agriculteur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.

Sa stratégie pour la croissance de son business est de moderniser son agriculture en utilisant des techniques modernes. Dans les prochaines années, Jean Claude voudrait être professionnel avec l’agriculture en général. Avec les profits, il prévoit de construire une maison d’habitation.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 66
    View loans »
    Rwanda Loans Fundraising
  • $11,859,700
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wicyererwa/sk Group's $2,100 loan helped a member to buy chemical fertilizer and pay for labor.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 30, 2012
Listed
Apr 28, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012