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Bernadette is 26 years old and lives in Benin. She is married to a man named Léonard. Bernadette dropped out of primary school and then learned how to style hair. The couple support three children, of whom two are their own. None of the children have had schooling. Bernadette and her husband jointly ensure that the diverse household expenses are covered.

Coping with her various expenses, Bernadette has been working as a hairdresser for about eight years. Concurrent to this business, she sells hair extensions and jewelry in her salon. She gets her supplies from Togo and from Nigeria. This business will enable her to meet the needs of her children and to support them.

Bernadette would like to boost her business, and this will enable her to respond effectively to the requirements of her customers. For this reason, Bernadette is requesting a loan for the third time from ALIDé. The previous loans were indeed repaid.
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Bernadette est âgée de 26 ans et vit au Bénin. Bernadette est mariée à un certain Léonard. Bernadette a arrêté l'école au niveau primaire, puis a appris la coiffure. Le couple a trois enfants à charge, dont deux représentent leurs propres enfants. Aucun des enfants n'est scolarisé. Bernadette et son mari assurent ensemble les diverses charges de la maison. Pour faire face à ses différentes charges, Bernadette exerce le métier de coiffure depuis huit ans environs. Parallèlement à cette activité, Bernadette vend des mèches et des bijoux dans son atelier. Bernadette s'approvisionne au Togo et au Nigeria. Cette activité lui permet ainsi de satisfaire aux besoins de ses enfants et de subvenir à ses besoins. Bernadette désire rehausser le niveau de son activité ; ce qui lui permettra de répondre efficacement aux exigences de sa clientèle. Pour cette raison, Bernadette sollicite pour la troisième fois un crédit auprès de ALIDé. Les crédits précédents ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Bernadette to buy hair extensions, hair products, and jewelry.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 27, 2012
Currency Exchange Loss:
Jul 19, 2013