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Hayk is engaged in animal-breeding, poultry-keeping and also bee-keeping. On his farm he has cows, goats, chickens, ducks, geese and several bee colonies.

He sells the milk, cheese and honey he produces directly from his house. He sells poultry and beef to restaurants. Hayk says that bee-keeping is rather laborious but at the same time it is a relatively profitable business.

Hayk is thirty-three years old and he lives in Ijevan with his parents. His parents help him in the agricultural business and thus they provide for their family and develop their farm as well. Simultaneously with his occupation on the farm, Hayk works as a policeman.

Hayk is asking for a loan of 600,000 Armenian dram to buy a lot of fodder for his farm animals and also to repair his beehives.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • 392.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Hayk to buy a large quantity of fodder for his farm animals and also to repair his beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 20, 2012
Apr 29, 2012
Currency Exchange Loss:
Aug 25, 2012