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Kodjo is a 32-year-old man. He is married to a saleswoman. He has two children, one of whom attends school. His eldest is 3 years old and his youngest is 1.

Kodjo has been working as a salesman since 2008. He sells products from Brasserie BB (a local brewery in Lomé) to customers through his store. He buys his products in Lomé. He works with two employees, At the moment, his main difficulty is stock shortages.

Kodjo is requesting his third loan from WAGES to buy stock and to re-develop his store. He would like to re-invest in his business.

In the coming years, Kodjo would like to open more stores. He says that he plans to use his profits to guarantee his family's future.
View original language description ↓
Kodjo est un homme âgé de 32 ans. Il est marié å une revendeuse. Il a 2 enfants, dont 1 à l’école. Le premier a 3 ans et le dernier a 01 an.
Kodjo travaille comme revendeur depuis 2008. Il vend des produits BB pour tous clients dans sa boutique. Il achète les produits à Lomé. Il travaille avec 2 employés. Au moment, sa difficulté principale est la rupture de stock.
Kodjo a requis son troisième crédit de WAGES afin d’acheter de réaménager sa boutique. Il veut réinvestir dans l’activité.
Dans les prochaines années, Kodjo voudrait ouvrir d’autres boutiques. Il dit qu’avec les profits, il prévoit d’assurer l’avenir de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $8,806,250
    Funds lent in using Kiva
  • 495.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD