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Al Bader Group
In this Group: Layla , Najwa, Zeinab, Mansoura, Najat
Layla is the featured borrower for Al Bader's group. She got together with her other group members to take this Al Majmoua loan because they have always been neighbors and friends.

Layla makes and sells Saj Bread, a special traditional Lebanese bread highly requested in her area. She also makes crochet (a handicraft in which yarn is looped into a patterned fabric with a hooked needle).

Layla is a hardworking woman who seeks perfection in her business to keep her customers satisfied. She helps her husband in making a living and covering their five children's expenses.

Her good reputation helped a lot in improving and expanding her business more and more.

Layla is applying for a loan from Kiva partner Al Majmoua in order to buy a new improved dough-making machine, necessary to ease her business.

Layla is working hard on expanding her business, and she believes that although she is 49 years old, she can still expand her business and increase her capital.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 117
    View loans »
    Lebanon Loans Fundraising
  • $17,378,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Bader Group's $3,100 loan helped a member to buy a necessary dough-making machine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 29, 2012
Currency Exchange Loss:
Apr 17, 2013