Um is a diligent and humble farmer who has been residing in a peaceful village of Batey district, Kompong Cham province. She is 46 years old and has seven single children. Um owns some farmland for her rice farming business, from which she provides enough sustenance for the family. She works in this business with her spouse and a few children who always help her in their free time.
Um wants to maintain her business and make a good harvest in the coming season. She is requesting a loan from HKL, a partner of Kiva, to purchase seeds, fertilizers, lubricant oil and pesticides to ensure a high production. This loan will enable Um to drive her business towards her goal. In the future, Um intends to save money to buy a threshing machine and an extra plot of land to further develop her business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.