Tepora is 35 years old and married with four children. She runs a small business selling pancakes and cordial mixed drinks in her community and has been doing this for one year. Tepora has requested a loan to buy ingredients and supplies. She joined SPBD in 2012 to gain access to capital. With her earnings, Tepora will use her profits to enlarge her business and renew her house.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.