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Heng, 43, is married and resides with her husband and six children in Prey Veng Province, Cambodia.

She has been involved in the agricultural business for more than ten years. She has extensive experience and is successful in her career. She is involved in growing agricultural crops and fattening up animals. She earns approximately USD 4 per day. Her husband helps her to run the business. Two of her children are employed in a garment factory and an electricity company. They earn about USD 6 per day.

In order to improve her family’s livelihood, Heng would like to run an additional business. With this goal in mind, Heng requests a loan of USD 1,500 to purchase a motorbike for her husband to run a taxi service (motor taxi). This purchase would enable her husband to generate extra income to support the family.

In the future, she would like to run one more business, which involves animal husbandry and help her children get bachelor’s degrees. Moreover, she hopes to rebuild her present house to make it bigger and more convenient to her family’s living conditions.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Heng to purchase a motorbike for her husband to run a taxi service (motor taxi).
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 6, 2012
May 3, 2012
Currency Exchange Loss:
May 17, 2013