Lualuama is a 39-year-old woman who is married with seven children. She has a small business sewing clothes. She has one year of experience with this business. Lualuama needs a loan to buy a new sewing machine, needles, thread and material. She will use her profits to pay for her children's school fees. Lualuama joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.