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Luisa Melina
Luisa is a very hardworking woman with much initiative. She lives with her husband who is her right hand and supports everything she takes on; despite working as a warehouse man in a fishing firm he always finds time to support Luisa. Her five year old little girl also lives with them. She is the best gift God could have given her and she tells us that she’d give her life just to see her happy.

Her house is located in the city of Pisco, a city that was devastated by the 2007 earthquake in which many people perished leaving behind much sorrow among the residents. It’s also well known because the Ballestas Islands are located there which receive large numbers of tourists all year round and also because of the fishing and agriculture there.

Luisa used to be a clothes merchant but didn’t do too well because she’d sell her items on credit and unfortunately she wouldn’t be paid back and gradually lost the profits she’d made. But, she got the idea of opening a grocery store which is where she works now; she’s been in this business for three years now and she believes she does well in it because of the kind way she treats her customers and because she’d gained experience from her previous business and now she knows how to run her current business much better.

Luisa is very grateful to Kiva lenders because thanks to the help they’ve given her she will be able to buy merchandise for her store like rice, sugar, noodles, vegetables and snacks, among others which will allow her to have a wider variety of goods available and to improve her income to continue improving each day and striving to attain her greatest dream which is: to grow as a micro businesswoman and to give her family a better quality of life.
View original language description ↓
Luisa es una mujer muy trabajadora y sobre todo con mucha iniciativa, vive al lado de su esposo el cual es su mano derecha y la apoya en todo lo que emprende a pesar de que el trabaja como bodeguero en un empresa pesquera siempre se da un tiempo para apoyar a Luisa; junto a ella también vive su pequeña hija de 5 años de edad, es el mejor regalo que Dios le ha podido dar nos comenta y por ella daría la vida con tal de verla feliz; su vivienda se ubica en la ciudad de Pisco, ciudad que fue devastada en el año 2007 por el terremoto de ese mismo año en el cual perecieron muchas personas y dejo mucha tristeza entre los pobladores; es conocida también porque en ella se encuentran las Islas Ballestas, las cuales reciben infinidad de turistas en todo el año y también porque se realiza la pesca y la agricultura. Luisa anteriormente se dedicaba a la venta de ropa, pero no le fue muy bien, ya que daba sus productos al crédito y lamentablemente no le pagaban y poco a poco iba perdiendo la poca ganancia que obtenía, pero tuvo la iniciativa y decidió tener un negocio de venta de abarrotes en el cual trabaja actualmente y tal es asi que ya lleva 3 años en este negocio; ella cree que le va bien porque atiende de manera amable y porque gracias a su negocio anterior gano experiencia y ahora sabe mucho mejor como manejar su negocio actual.

Luisa está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comparar mas mercadería para su negocio como arroz, azúcar fideos, menestras, golosinas, entre otros, con lo cual tendrá mayor variedad de productos y mejorar sus ingresos, así seguirá mejorando cada día y seguirá luchando por conseguir que su sueño se haga realidad, el cual es “ Crecer como microempresaria y darle a su familia una mejor calidad de Vida”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Luisa Melina to buy merchandise to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 5, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013