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Ketty Aracely
The Communal Bank called "Umiña" meets every 15 days in the neighborhood of Umiña in the city of Manta. This place is known for its beautiful beaches, its food, and for being one of the largest ports in the country and in the Americas since it is situated on the Pacific.


It is in this place that one can meet Sra. Ketty. She is 44 years old, in a common-law relationship, and has a seven-year-old daughter who is in school. Her husband works abroad.


Ketty works to earn her own income and to provide for her young daughter's expenses. She sells clothing of all types, silver jewelry, and Avon and Yanbal products through catalogs (such as beauty products, cosmetics, perfumes, and women's accessories). Ketty works every day, mostly in the mornings since it is easier for her to travel at that time and take advantage of the hours when her little one is at school. She sells by going door-to-door or by having customers come to her home. Ketty extends credit and collects payment every eight days. She says that she buys her products in Guayaquil, but she also has merchandise shipped from abroad. Ketty has been in business for more than seven years and has done very well.


This loan will be used to buy silver jewelry, clothing, perfumes, trinkets, cosmetics, crèmes, and other products. Ketty has been with her Communal Bank from the beginning and says that she enjoys the fact that her fellow group members keep her entertained during their meetings. Her dreams are to provide the best for her little one and to see her husband return home.

View original language description ↓
En el barrio Umiña de la ciudad de Manta cada 15 días se reúne el Banco Comunal Umiña, ciudad conocido por sus hermosas playas, por su gastronomía y por ser uno de los puertos más importantes del país y de América situado a orillas del Pacifico.

En este lugar conocimos a la señora Ketty, tiene 44 años de edad y mantiene una relación de unión libre de la cual tiene una hija de 7 años de edad la misma que estudia en escuela. El marido trabaja en el extranjero.

Ella con la finalidad de contar con sus propios ingresos y con esto solventar sus gastos y los de su pequeña hija se dedica a la venta de ropa de todo tipo, joyas de plata y productos por catálogos de Avon, y Yanbal (artículos de belleza, cosméticos perfumería y accesorios para damas), trabaja todos los días más que todo en las horas de la mañana ya que a esas horas le resulta más fácil realizar sus recorridos y aprovecha que su pequeña está en la escuela, su forma de venta es puerta a puerta o en su casa hasta donde llegan sus clientes, ella deja a crédito y cobra cada 8 días, la mercadería nos cuenta que la va a comprar a Guayaquil y también le envían del extranjero. Lleva más de 7 años en su negocio y le ha ido muy bien.

Este crédito lo va a emplear en comprar joyas de plata, ropa, perfumes, bisutería, cosméticos, cremas y otros productos. Está desde el inicio en el Banco Comunal y le gusta porque en las reuniones se entretiene con sus compañeras.

Sus sueños darle lo mejor a su pequeña y que su esposo regrese a casa.



About Ecuador

  • $10,200
    Average annual income
  • 21
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ketty Aracely to buy silver jewelry, clothing, perfumes, trinkets, cosmetics, crèmes, and other products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 6, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012