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Jose Luis
Jose is 32 years old and he and his wife have three wonderful children, ages 9 and 6 years and 7 months. They are the loves of their lives. Their home is located in the Santiago district, characterized for hosting various export farming companies that provide many jobs and raise cotton, asparagus, and grapes. When he has some free time he likes to go to the country where he has a small parcel where he raises various products which he sells during the harvest season. He also enjoys eating one of his favorite dishes, chicken and rice with huancaina potatoes. It’s delicious and he could eat this dish every day. He only has a junior high school education but he would have liked to study auto repair since he fixes cars.


Jose goes out to work enthusiastically as a taxi driver each day. He works around 10 hours a day and can serve up to 20 customers daily. He believes that he’s doing well in his business because he’s friendly and courteous with his customers.


Jose is very grateful for the Kiva loans and thanks to the help he’s received, he can begin working on buying a second hand car, which will allow him to realize his greatest goal, “To add a second story to his home.”
View original language description ↓
Jose tiene 32 años de edad, junto a su pareja tiene 3 maravillosos hijos los cuales son su alegría de vivir y cuyas edades comprenden 9,6 y 7 meses; su vivienda se ubica en el distrito de Santiago, el distrito de Santiago se caracteriza por albergar a varias empresas agroexportadoras las cuales brindan muchos puestos de trabajo, se practica la agricultura en especial el cultivo de algodón, esparrago y uva. Cuando tiene un tiempo libre le gusta ir al campo ya que posee una pequeña parcela en la que cultiva diversos productos que también vende cuando hay época de cosecha, asimismo le gusta comer uno de sus platillos favoritos el cual es el riquísimo “Arroz con pollo con papa a la huancaína”, es buenísimo por el comería este platillo todos los días. El solo tuvo estudios secundarios pero le hubiera gustado estudiar Mecánica Automotriz ya que le agrada arreglar carros.

Día a día Jose sale a trabaja con mucho entusiasmo en su negocio como chofer de taxi, él le dedica a su negocio alrededor de 10 horas al día y puede atender hasta 20 clientes de manera diaria, el cree que le va bien en su negocio porque es muy amable y sobre todo educado con los clientes.

Jose está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá iniciar los trámites para comprar un auto de segunda mano; lo que le permitirá ya no tener que alquilar el vehículo para trabajar sino tener el propio; así el podrá seguir trabajando día a día para hacer realidad su más grande sueño:” Construir un segundo piso en su casa”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,963,900
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD