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Mi Banquito Group
In this Group: Ciceli Esmeli, Rosa, Victoria Elena, Nicolas, Lita Noemi, Ketti Milagritos, Faustina Clelia, Benita Filomena, Janet Juliana, Jaqueline Jeannine
Ketti is a member of the communal bank "Mi Banquito", which is formed by 10 united and responsible people. The majority are neighbors in the region of Matacana. Ketti is 38 years old, is separated and has one dependent daughter. She has spent more than 10 years working in tailoring sweaters, robes, caps, etc. which she makes based on orders. Aside, she offers cleaning services, from which she obtains further income for her home.

Thanks to her work, Ketti has been able to offer a better quality of life to her daughter. She is happy, because aside from obtaining profits with her tailoring, it is what she likes to do. Her future plan is to set up a store where she can showcase her home-made garments. The last loan she requested will be invested to buy wool, since she has orders to deliver. Ketti, like every member of the communal bank "Mi Banquito" is thankful for the supplied loan. Ketti is the first on the right, with the purple sweater and black pants.
View original language description ↓
Ketti es integrante de la Alcancía Comunal “Mi Banquito” la cual está conformado por 10 personas unidas y responsables, siendo la gran mayoría vecinos de la zona de Matucana. Ketti de 38 años de edad, es separada con 01 hija aún dependiente. Lleva más de 10 años dedicándose a la confección de tejidos como chompas, ropones gorros, etc. la cual trabaja sobre pedidos. Aparte brinda servicios de limpieza, de donde obtiene un ingreso mas para su hogar. Gracias a su trabajo Ketti ha podido brindarle una mejor calidad de vida a su hija. Ella está feliz pues aparte de obtener ganancias con sus tejidos es lo que le gusta hacer. Su plan a futuro es de poner una tienda donde pueda exhibir sus prendas elaborados por ella. El último crédito que solicito lo invertirá para la compra de lanas, ya que tiene pedidos por entregar. Ketti al igual que todos los socios de la Alcancía Comunal “Mi Banquito” agradecen el crédito brindado. Ketti es la primera del lado derecho, viste chompa morada y pantalón negro.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mi Banquito Group's $4,550 loan helped a member to buy wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2012
Listed
May 5, 2012
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2012