Update on Jesus JoaquinaJesus is a 45 year-old woman who is married and has 3 children in her care. She lives in her own house with her husband. Her house is located in the rural La Pala settlement in Tambogrande district, and does not have electricity. This is a small community that contains about 90 families.
Jesus has a business raising and selling cattle and small animals (goats, pigs and poultry). She raises them until they are the right size and weight to sell in the local market. She has been doing this type of work for about 6 years. Her business is located in back of her house, and she learned this trade from her parents. In addition, her husband is a farmer who cultivates mangoes, lemons and cocoa on his own land. He is an excellent farmer, and this allows him to obtain extra income. She is requesting a loan of 4,000 Peruvian soles. This money will be used to invest in the purchase of a motorcycle with an attached truck bed that she needs to transport her products to the market, and she will also use the loan to make some improvements to her animal pens. This will allow her to improve her standard of living.
La actividad que desarrolla Jesús es la crianza y venta de ganado vacuno y animales menores (caprinos, porcino, caprinos y aves de corral), los cuales al alcanzar tamaño y peso exacto los comercializa en el mercado local. Esta actividad la realiza desde hace 06 años aproximadamente, el negocio esta ubicado en la parte exterior de su domicilio y aprendió esta actividad de sus padres, así mismo su esposo es agricultor con parcela propia en la que tiene sembrado cultivo de mango, limón y cacao en producción; es decir conoce a la perfección el rubro, lo que le permite tener ingresos adicionales.
El monto del crédito solicitado es de 4000 nuevos soles, los cuales se emplearán para invertir en la compra de una moto furgón que le necesita para transportar sus productos al mercado local y realizar mejoras de sus corrales, lo cual le permitirá mejorar su nivel de vida.
Previous Loan DetailsJesús is 44 years old and lives in her own home with her husband and children. They do not receive basic services. Jesús resides in the rural section of the District of Tambogrande, which is part of the Department of Piura. This area is known for having developed businesses involving… More from Jesus Joaquina's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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