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Francis Esther
Francis is 26 years old, married, and has two children (ages 3 and 8). She lives with her family in a neighborhood of Santa Cruz de Yojoa.

Francis and her husband work together as farmers so that they can sustain their family. They have been growing corn, cassava, and vegetables for several years. Their products are sold in their community.

She has improved her crops through the use of loans. At the moment, Francis is requesting her third loan in the amount of 10,300 HNL so that she can buy fertilizers to help maintain her corn, cassava, and vegetable crops. Her plan is to achieve a good harvest and generate a profit so that she can improve her family's quality of life.

View original language description ↓
Francis, tiene 26 años de edad, está casada y tiene 2 hijos de 3 y 8 años de edad, con quienes vive en una aldea de Santa Cruz de Yojoa.
Ella realiza la actividad agrícola junto a su esposo, con quien trabaja mancomunado para el sostenimiento de la familia. Desde hace varios años cultiva maíz, yuca y hortalizas. Estos productos los comercializan en la comunidad.
Ha mejorado sus cultivos mediante préstamos, actualmente solicita el tercer préstamo de 10,300.00 Lempiras, para comprar fertilizantes y darle mantenimiento a sus cultivos de maíz, yuca y hortalizas. El propósito es sacar buenas cosechas y obtener ganancias que le permitan mejorar la calidad de vida de su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 14
    View loans »
    Honduras Loans Fundraising
  • $8,226,150
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Francis Esther to buy fertilizers for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2012
May 4, 2012
Currency Exchange Loss:
May 17, 2013