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Angel Floresmilo
Angel Floresmilo is 59, married, and has two children. He lives with his wife in the Montalvo canton, Los Rios province. He belongs to the Embarcadero Chico communal bank, whose members sow cocoa, oranges, bananas, yucca, and plantains, and raise animals.
Angel Floresmilo cultivates bananas, oranges, and cocoa.
He is requesting this loan for the purchase of wood, Eternit-brand fibre cement, and a pump for fumigating; this loan will help him to improve his yield.
He buys and sells his products frequently in the Montalvo canton.
His dream is to improve his home and increase his cocoa crop.
Despite his age, he has to keep working; this is a challenge because these activities require a lot of physical exertion.
In his free time, he enjoys spending time with his friends and caring for his home.
View original language description ↓
ANGEL FLORESMILO tiene 59 años de edad es casado tiene dos hijos, vive con su esposa en el Cantón Montalvo Provincia de Los Ríos. Pertenece a la Ventanilla rural de Embarcadero Chico se dedican al cultivo de cacao, naranja, guineo, orito, yuca, plátano y a la cría de animales.

ANGEL FLORESMILO se dedica al cultivo de orito, naranja y cacao.Solicita el crédito para realizar la compra de madera, eternit y además comprar de una bomba para fumigar.
Con la ayuda del crédito podrá comprar la madera, eternit, además comprar la bomba que mejorar el rendimiento de la producción.
Las compras y las ventas de los productos lo realizan con frecuencia en el Cantón Montalvo.
El sueño de el es mejorar su vivienda, e incrementar los cultivos de cacao.
Los desafíos a los que se enfrenta es que a pesar de la edad seguir realizando sus actividades ya que estas requieren de realizar mucho esfuerzo.
En el tiempo libre le gusta pasar junto a sus amigos y cuidar su casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Angel Floresmilo to buy wood, Eternit-brand fibre cement, and a pump for fumigating.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 11, 2012
May 16, 2012
Currency Exchange Loss:
May 17, 2013