Damaris is one of the group members. She’s been with us for two years. She used to belong to the “Chicas de Hacienda” group. She has three children; an 11-year-old, a 9-year-old and a three-year-old. Her husband works as a driver.
Damaris was desperate because they went through a grave crisis when her husband was fired from where he worked. She decided to ask us for a loan to invest in a business and started with some bundles of clothes to sell in the markets. She then started to stock perfume and now her business is growing.
This loan will help Damaris to set up a novelty and gifts store at home so that she won’t have to neglect her children’s care.
La Sra. Damaris es una integrante del grupo ella tiene 2 años con nosotros, primero pertenecía al grupo chicas de hacienda. Ella tiene 3 hijos, uno 11, una de 9, uno de 3, y su esposo que trabaja de chofer.
La señora Damaris estaba desesperada por que pasaron por una crisis muy fuerte cuando despidieron a su esposo de donde trabajaba. Ella decidió pedirnos un crédito para invertirlo en un negocio, empezó con pacas de ropa para vender en los mercados, después comenzó a surtir perfumes y ahorita su negocio va creciendo. Este crédito ayudará a Damaris a establecer su negocio de novedades y regalos en su casa, para de esa manera no descuidar a sus hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid