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Fredesman

Update on Fredesman

Fredesman is a 33-year-old man who lives with his common-law wife and has two children in his care. He lives with his wife and children in his own home which is located in the small village of 8-4 Cruceta, in Tambogrande district. The house has electricity. This is a small community of approximately 100 families.

Fredesman's business is raising and selling livestock (sheep, goats, pigs and farmyard birds). When they reach an appropriate size and weight he sells them in the local market. He has been in this business for approximately five years. His business is located at home and he learned it from his parents. As a result, he knows the business inside out. In addition, Fredesman also farms crops. He has 0.8 hectares of farmland where he grows lemons which he harvests weekly. This makes him additional income.

Fredesman has requested a loan for 2,500 soles which he will invest in buying nutritionally-balanced feed for his livestock and fertilizers for his lemon crop. This investment will allow him to continue growing in his business.
View original language description ↓
Fredesman es un hombre de 33 años de edad, estado civil conviviente, con 02 hijos a su cargo. Vive en casa propia con su cónyuge y su hijo. La casa está ubicada en el Caserío La Cruceta del distrito de Tambogrande y cuenta con servicio de luz, el lugar es una comunidad pequeña de aproximadamente 100 familias.
La actividad que desarrolla Fredesman es la crianza y venta de ganado menor (ovino, caprinos, porcino, caprinos y aves de corral), los cuales al alcanzar tamaño y peso exacto los comercializa en el mercado local. Esta actividad la realiza desde hace 5 años aproximadamente, el negocio esta ubicado en su domicilio y aprendió esta actividad de sus padres, es decir conoce a la perfección el rubro. Complementariamente se dedica a ala agricultura donde cuenta con 0.80 ha de terreno agrícola que tienen instalado limón y viene cosechando semanalmente lo que le permite tener ingresos adicionales.
El monto del crédito solicitado es de 2500 nuevos soles, los cuales se emplearán para invertir en la compra de alimento balanceado para su ganado menor y la compra de fertilizantes para su cultivo de limón, está inversión le permitirá seguir creciendo.

Previous Loan Details

Fredesman, 32, is a father living with his wife and two children in Hualtaco, part of the agricultural Tambogrande district, an agricultural area located in Piura region more than four hours from Chiclayo, capital of Lambayeque region. He raises small farm animals and barnyard fowl. He raises... More from Fredesman's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 112
    View loans »
    Peru Loans Fundraising
  • $55,250,775
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Fredesman to buy nutritionally-balanced animal feed and also fertilizers for his lemon crop.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 3, 2012
Listed
May 9, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013