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Viktorya is 55 years old. She lives with her husband and sons. The family is involved in cattle breeding and land cultivating, which has provided a stable income for them during the past 15 years.

Viktorya wants to construct a new barn, which will allow her to create more favorable conditions for the cattle. She also wants to purchase tomato seeds and fertilizer and start the land cultivation.

To implement these goals Viktorya has applied for this loan. With the development of agriculture, Viktorya will increase her income and improve her family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Viktorya to pay for barn construction, tomato seeds and fertilizer.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 3, 2012
Currency Exchange Loss:
Jun 2, 2012