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Sullay, 35 years old, is married and has 2 children aged 1 and 5. In 2007, Sullay established his spare parts business. Working 7 days a week and 12 hours a day, he earns about SLL 1,800,000 every month from this business. Sullay would like a loan of SLL 4,000,000 in order to buy the following items: 10 lift-pumps @ SLL 750,000, 50 oil filters @ SLL 750,000, 100 universal joints @ SLL 1,500,000, 20 brake kits @ SLL 600,000, and 20 cylinder heads @ SLL 400,000. This loan will help him to increase his profit and to expand the business. Frequent price increases are affecting his business a bit.

In the future, Sullay plans to build a house and acquire a garage on his own. He is hardworking and reliable. Sullay hopes to continue to access loans from ARD. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD
A loan of $950 helped Sullay to buy spare parts.
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Apr 28, 2012
Currency Exchange Loss:
May 28, 2012