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Nazeli is 26 years old. She lives in Dalar village with her mother-in-law and two little children. The main source of income for the family comes from agriculture. In addition, Nazeli cooks bread and sells it to the local shops.

Nazeli would like to develop farming by constructing a greenhouse, which will allow her to grow more fruit and vegetables. Nazeli also plans to purchase fertilizer for the land cultivation. Nazeli is very optimistic about farming and hopes to earn more income, which will help her to insure financial stability for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 131
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Nazeli to pay for green house construction and fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 10, 2012
May 3, 2012
Currency Exchange Loss:
May 17, 2015