In order to meet the needs of increasingly larger and more demanding groups of customers, these women have decided to join Soro Yiriwaso loan program. This is their second solidarity loan, which they are taking after having properly repaid their first loan.
Soutoura (standing, first from the right in the photo) successfully sells various goods. She is a popular seller and her merchandise is in great demand in Sienso and its surroundings. She is planning to use her loan to buy a large quantity of various goods such as peanut plants to extract groundnuts, coconuts, sesame, and ginger to make juice. She buys her supplies every Monday at the market in San. She sells from her stall located directly on the side of the busiest north-bound road. She sells for cash, to a customer base which consists of men and women.
With this loan, Soutoura is expecting average monthly profits to reach 10,000 CFA francs, which will be reinvested in her business and also used to help her husband provide for the family.
Dans le but de satisfaire le besoin de leurs clientèles de plus en plus nombreuses et exigeantes, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso et sont à leur 2 eme prêt solidaire, après avoir correctement remboursé le premier prêt.
Madame, SOUTOURA (1ere debout vers la droite sur la photo) excelle dans la vente de diverses marchandises. Elle est très sollicitée et appréciée dans le village de Sienso et environs.
Elle compte utiliser son prêt pour acheter, une grande quantité de marchandises diverses (arachide pour faire les cacahouètes, des noix de coco, du gingembre pour le jus et du sésame).Elle s’approvisionne tous les lundis à la foire de San. Elle effectue ses ventes dans son kiosque au bord du goudron où touts les automobiles passent pour les régions du nord, au comptant à une clientèle mixtes
Avec ce prêt, Madame SOUTOURA espère réaliser un bénéfice mensuel moyen de 10.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et aider son conjoint dans la prise en charge des besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid