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Munira is a young mother of three children and has been involved in an entrepreneurship for a year. Her relatives live in Turkey and send her merchandise at a low cost. She sells it at affordable price from home to her customers. Currently, Munira is planning to open a new retail outlet in a populated place because her goods turnover is increasing. Her husband, Shavkat, also has his own business - he is a hunter and a fisherman, and is also involved in buying and selling livestock at a livestock market. She is requesting this loan to buy a new selection of spring merchandise. Munira's oldest sons have a kiosk, where they sell movie disks and provide their small input to the family.
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Мунира молодая мама троих детей-занимается предпринимательской деятельностью в течении года.Её родственники живут в Турции и они присылают ей товар по сниженным ценам.Она реализует их по доступным ценам из дома своим клиентам.Теперь собирается открыть новую торговую точку в многолюдном месте,так как товарооборот увеличивается.Её муж-Шавкат тоже работает своим бизнесом,он охотник,рыбак ,а также занимается куплей-продажей скота на скотном рынке.Кредит берет на новую весеннюю партию товара.Старшие сыновья Муниры имеют ларек,где продают диски фильмов и вносят свой небольшой вклад в семью.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,475 helped Munira to buy a spring selection of merchandise.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2012
May 2, 2012
Currency Exchange Loss:
Jun 1, 2012