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Mario was born in the district of Boane in the province of Maputo in southern Mozambique. He is married and is the father of 2 children, one of whom goes to school. He studied through the third grade and didn't continue due to his parents' lack of financial resources. He lives in his own home with his family and doesn't support anyone besides them.

He has worked for a construction company as a cement truck operator for more than 10 years. He makes 12,725 meticals per month, which he puts towards his home's expenses. He also saves some in his bank account.

He has had loans with other banks, which he paid back without problems. He became familiar with Hluvuku through a colleague who is also a client of the institution. This is his first loan with Hluvuku, in the amount of 20,000 meticals, which he will use to buy construction materials for his home (sand, cement, sheet metal, iron, etc.).

He promises to pay back his loan on time. In the future, he wants to finish and furnish his home, for which he plans on requesting more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Boane, Província de Maputo, Sul de Moçambique, casado e pai de 2 filhos um deles a frequentar a Escola. Fez apenas 3ª classe e não continuou devido a falta de condições financeiras pelos pais. Vive na casa própria com a sua família e não sustenta ninguém.

Trabalha numa empresa de construção civil como operador da máquina de betão há mais de 10 anos, onde recebe 12.725,00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancária.

Já teve empréstimos noutros bancos e pagou sem dificuldades. Conheceu a Hluvuku através de um colega que também é cliente desta instituição. Este é o seu primeiro empréstimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (areia, cimento, chapas, ferro e outros).
Compromete se a pagar devidamente o empréstimo e no futuro pretende concluir e mobilar a sua casa, para tal tenciona solicitar mais empréstimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 27.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Mario to buy construction materials for his home (sand, cement, sheet metal, iron, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 27, 2012
Currency Exchange Loss:
May 19, 2013