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Karine is a 51-year-old retailer from Yerevan. She rents a premise where she trades in clothing. Karine would like to refresh the variety of clothing in her store for the coming summer season, for which she has applied for this loan. This will allow her to increase the sales and get additional income. The latter is important for Karine to pay for her daughter's education, who studies at the university.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Karine buy clothes to resell.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 5, 2012
May 2, 2012
Currency Exchange Loss:
Jun 1, 2012