This is Frisca, 24, a resident of Bacoor, Cavite, Philippines. She is married to Remmel, who is in the navy, and has one child. She and her child manage their household while operating the business. Frisca works hard to continually provide income for their everyday expenses.
Frisca operates a van rental business. She has one van, and services are provided within the city and the nearby provinces. Frisca also sells processed meats for additional income. Her regular customers are her neighbors and the local community. Frisca earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
To help her continue operations of her business, Frisca is requesting a PHP 11,000 loan, which she will use to pay for spare parts and maintenance of her van. She expects a boost in her business income as she expands her business.
Frisca hopes to grow her business and dreams of being able to give her child a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.