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Carla Patricia
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Carla Z. is 34 and lives in the 31 de Diciembre neighborhood. She is married, and her husband is considerably older than she is. He is 75 and retired, but is very healthy and full of life. They have two children. The money from her husband's pension pays for some of the minor household costs, however their main source of income is their butcher's shop, where they've both worked for the last three years. Despite their difference in age, they have been married for several years, and Carla's husband has even supported her older children from a previous marriage. He has taught her how to run the business, which he will leave to her and the children. Carla is seeking a loan to purchase meat to satisfy increased demand at her shop.

Translated from Spanish by Elizabeth Chegezy, Kiva volunteer.

Carla Z., tiene 34 años de edad, vive en el Barrio 31 de Diciembre y es casada con un hombre bastante mayor que ella, el cual tiene 75 años saludables y aun llenos de vida y está jubilado, tienen 2 hijos, con esa jubilación se pagan algunos pequeños gastos de la casa ya que la principal actividad que ellos desarrollan es una Carnicería y en la cual trabajan ambos desde hace 3 años. A pesar de la diferencia de edad, tienen varios años casados y este señor la ha apoyado inclusive con sus hijos mayores que son de otro matrimonio, le ha enseñado el manejo del negocio que es la herencia que le dejará a ella y sus hijos. Ella solicita un crédito para comprar en mataderos carnes y vender ya que su demanda ha aumentado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 111
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Carla Patricia purchase of red meat for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2008
Mar 28, 2008
Currency Exchange Loss:
May 15, 2009