One of the members, Maria Teresa, is a mother of two. She knew that she had to work in some way without neglecting her responsibilities as a mother to care for her and educate her kids. She wanted to bring in some income, and with some friends began learning the art of beauty and decided to put a salon in her home. She has grown her business mostly by recommendations from her customers, without much advertising. She's convinced that she's on the right path.
Maria Teresa, una de sus integrantes, es madre de dos hijos. Ella sabia que de alguna manera podía trabajar, sin descuidar sus responsabilidades de madre y brindar la educación y cuidado a sus hijos. Deseaba aportar un ingreso al hogar, comenzó a aprender con amistades el arte de la belleza y decidió poner una estética en su casa. Sin mucha publicidad, mas que las recomendaciones de sus clientes, es como ha ido creciendo su negocio.
Ella esta convencida en que va por la ruta correcta.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid