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Lucy Del Carmen
Every two weeks, the members of the Santa Marianita community bank meet in Santa Marianita neighborhood, in the city of Manta. This city is known for its beautiful beaches which are very popular year round with both domestic and foreign tourists. The city is home to one of the most important ports in the country, and America. It is situated on the Pacific coast.

This is where Lucy lives. Lucy is 52 years old and lives with her common-law husband. The couple have two children who are both adults. One of them still lives at home. Lucy's husband is a master locksmith.

Lucy is a nursing assistant and she provides personal care for an elderly person. However, in her free time she also sells products. She sells sheets, comforters and towels door to door once she has finished her nursing work. She goes to visit her customers who make orders with her. She leaves her products on credit and collects payment weekly. She has been in this line of work for 10 years and started her business with her first loan from her community bank.

Lucy will use this loan to buy sheets, comforters and towels. She has been a member of her community bank for ten years and she likes it because the profits from her business have enabled her to help her children make progress in their studies.

Lucy's dream is to continue in her business.
View original language description ↓
En el barrio Santa Marianita de la ciudad de Manta cada 15 días se reúne el Banco Comunal Santa Marianita, ciudad conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, es uno de los puertos más importantes del país y de América situado a orillas del Pacifico.

En este lugar vive la señora Lucy, tiene 52 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos, ambos mayores de de edad uno de ellos aun vive en su casa. El marido es maestro cerrajero.

Ella es enfermera auxiliar y se dedica a realizar cuidados particulares a una persona de tercera edad, pero también es sus tiempos libres se dedica al comercio, vende sabanas, edredones y toallas, su forma de venta es puerta a puerta una vez que culminan sus trabajos de enfermería, ella se va visitara a sus clientes quienes le realizan pedidos los cuales deja a crédito y cobra semanalmente, esto lo viene realizando desde hace 10 años y empezó con el primer crédito que recibió del banco.

Este crédito lo va a emplear en comprar sabanas, edredones y toallas. Está en el Banco Comunal desde hace 10 años y le gusta porque gracias a esto pudo ayudar a sus hijos a salir adelante en sus estudios, con las ganancias de su negocio.

Su sueño es seguir adelante en su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Lucy Del Carmen to buy sheets, comforters and towels.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 4, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012