Joselito Alexander, 45, is married and has 2 children. He lives with his wife and children in the Montalvo canton in the Los Rios province. He is a member of the communal bank "Embarcadero Chico." He is a farmer who cultivates cocoa, oranges, cassava, and several varieties of bananas. He also raises animals.
Joselito Alexander rents land where he cultivates oranges. He is requesting a loan to buy orange and cocoa plants, herbicides, brush killer and fertilizers. With the help of this loan, he will be able to rent land to cultivate oranges. He makes his purchases and sells his products in Caluma canton each week.
Joselito's dream is to have his own house. The challenge he faces is to provide his children with an education. In his free time he enjoys participating in sports.
JOSELITO ALEXANDER tiene 45 años de edad tiene dos hijos es casado, vive con su esposa e hijos en el Cantón Montalvo Provincia de Los Ríos. Pertenece a la Ventanilla rural de Embarcadero Chico se dedican al cultivo de cacao, naranja, guineo, orito, yuca, plátano y a la cría de animales.
JOSELITO ALEXANDER se dedica al cultivo la cual arrienda para hacerlo naranja.
Solicita el crédito para comprar plantas de naranja cacao, herbicidas, mata montes, abonos.
Con la ayuda del crédito podrá arrendar el cultivo de naranja.
Las compras y ventas de productos las realiza en el Cantón Caluma cada semana.
Su sueño a cumplir es tener su propia casa.
Los desafíos a los que se enfrenta es dar el estudio a sus hijos.
En el tiempo libre le gusta realizar deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!