Malia is 29 years old and married with one child. She runs a small business selling vegetables in her community and has been doing this for four years. Malia has requested a loan to buy tools and seeds and to pay her children's school fees. She joined SPBD in 2010 to gain access to capital. With her earnings, Malia will improve her home and the business, too.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.